BT Full Fibre 500 Broadband Review 2026
BT Full Fibre 500 offers average 500Mbps download and 73Mbps upload speeds. It is ideal for larger households, frequent game downloads and substantial cloud transfers, without moving to BT’s fastest 900Mbps plan.
New orders include unlimited usage and Smart Hub 3. Digital Voice, EE TV, Complete Wi-Fi and Hybrid Connect are available as optional services.
See our BT Broadband review for BT’s other plans, service features and overall performance.
BT Full Fibre 500 at a glance
| Feature | Details |
|---|---|
| Connection | Full Fibre to the Premises using the Openreach network |
| Average download speed | 500Mbps |
| Average upload speed | 73Mbps |
| Stay Fast Guarantee | 425Mbps |
| Standard router | Smart Hub 3 with Wi-Fi 6 on new orders |
| Usage allowance | Unlimited |
| Setup cost | £10 |
| Contract | 24 months on the current featured deal |
| Annual price change | £4 a month on 31 March each year |
| Switching | One Touch Switch applies to most residential provider changes |
| Optional services | Digital Voice, EE TV, Complete Wi-Fi and Hybrid Connect |
| Customer service | BT’s complaint result was comparable with the industry average in the first quarter of 2026 |
| Best suited to | Larger households, frequent large downloads, cloud backups and several heavy users |
| Current offer | £135 BT Reward Card |
Today’s best deals
| Plan | Speed | Price | |
|---|---|---|---|
Full Fibre 50024 month contract |
500Mb avg |
£27.99 / month £385.88 / year More details |
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| FTTP. Free Setup. Includes £135 Reward Card. Offer ends 17th September. |
Not sure which BT Full Fibre speed you need?
Select the people and activities using your connection during its busiest period. The tool will suggest a suitable BT Full Fibre plan.
Compare the complete contract cost with Full Fibre 300 and 900 before ordering. The opening monthly charge, scheduled increases, setup cost and Reward Card all affect value. Find and compare the latest offers on our BT broadband deals page.
BT Full Fibre 500 pros and cons
Pros
- Delivers 67% more download capacity than Full Fibre 300.
- The 73Mbps upload is 49% faster than Full Fibre 300’s upload.
- Gives larger households ample bandwidth when streaming, gaming, video calls and downloads overlap.
- Smart Hub 3 has Wi-Fi 6 and four Gigabit Ethernet ports.
- Full Fibre performance does not fall because the home is farther from a street cabinet.
- Digital Voice, EE TV, whole-home Wi-Fi and automatic 4G backup can be added.
Cons
- Full Fibre 300 is sufficient for most households that mainly stream, browse, work and play games online.
- Upload speed remains far below the download speed and slower than symmetrical 500Mbps services.
- A phone, laptop or television will not always receive 500Mbps over Wi-Fi.
- Smart Hub 3 lacks Wi-Fi 7, tri-band Wi-Fi and a 2.5Gbps device port.
- Complete Wi-Fi and Hybrid Connect add to the contract cost.
- Featured deals come with a 24-month contract and two scheduled price rises can apply.
Households suited to BT Full Fibre 500
Full Fibre 500 is most useful when several high-bandwidth activities happen together or large files are transferred frequently. It is particularly suitable for:
- households with four or more regular users whose high-bandwidth activity overlaps;
- homes running several 4K streams, video calls and gaming sessions together;
- gamers installing 50GB to 100GB titles and updates regularly;
- photographers, editors and home workers sending large files;
- customers who need more upload capacity than Full Fibre 300;
- larger homes with many televisions, computers, consoles and smart devices.
One or two people who mainly browse, stream and work from home will usually receive sufficient capacity from BT Full Fibre 150 or Full Fibre 300. Full Fibre 900 becomes more useful when very large downloads and uploads occur every day.
Eligible low-income households should also compare BT Home Essentials. Its slower social tariffs can reduce the monthly cost substantially.
BT Full Fibre 500 options
Full Fibre 500 can be ordered as broadband only or combined with Digital Voice and EE TV. Adding either service does not change the 500Mbps download or 73Mbps upload average.
Broadband only
The broadband-only option includes unlimited usage, Smart Hub 3 and Cyber Threat Protect with new orders. It is ideal for customers who use mobile phones for calls and arrange television subscriptions separately.
Digital Voice
Digital Voice carries home phone calls through the broadband connection. Existing compatible handsets can connect to Smart Hub 3 or a Digital Voice Adapter, while call plans can be added separately.
The ONT and hub need mains power, so the phone service normally stops during a power cut. Customers using telecare, monitored alarms or a landline for emergency contact should confirm equipment compatibility and backup arrangements before switching.
EE TV
Full Fibre 500 has enough bandwidth for several EE TV and 4K streams alongside gaming, browsing and video calls. Choosing 500Mbps solely to improve television picture quality is unnecessary because one 4K stream normally uses only a small part of the connection.
Entertainment, Entertainment Plus, Sport, Sport Plus and Full Works combine services including NOW, Netflix, HBO Max and TNT Sports. Box features and package contents differ, so compare them in our BT broadband and TV packages guide.
Smart Hub 3 performance on Full Fibre 500
New Full Fibre 500 orders include Smart Hub 3. Customers changing an existing BT package can retain compatible equipment, so confirm the router shown in the order summary.
| Feature | Smart Hub 3 details |
|---|---|
| Wi-Fi | Dual-band Wi-Fi 6; 3x3 at 2.4GHz and 4x4 at 5GHz |
| Device connections | Four 1Gbps LAN ports |
| ONT connection | One 2.5Gbps WAN port |
| Phone service | Digital Voice phone socket and DECT |
| Extensions and backup | Complete Wi-Fi Plus and Hybrid Connect compatible |
Each Gigabit LAN port can carry the full 500Mbps connection to a suitable wired device. The 2.5Gbps WAN port connects the hub to the ONT; it is not available for a computer, console or network-storage device.
A recent Wi-Fi 6 phone or laptop near the hub can receive several hundred megabits and can reach the package speed under favourable conditions. Walls, distance, interference and the device’s wireless hardware can reduce the result substantially.
Place the hub in an open position and connect consoles, desktop computers and network storage by Ethernet where possible. If a wired test stops near 90–95Mbps, check the cable and the device’s Ethernet link speed: a 100Mbps connection is the usual cause.
Smart Hub 3 can use the Full Fibre 500 connection, but it does not offer Wi-Fi 7 or advanced multi-gigabit home networking. A third-party router can add those features, although BT may ask the customer to reconnect Smart Hub 3 during fault checks. Digital Voice and BT’s Wi-Fi or mobile-backup equipment can also require the BT hub.
Whole-home Wi-Fi, 4G backup and Halo
Choose these extras according to the problem that needs solving:
| Need | Suitable BT service |
|---|---|
| Weak Wi-Fi in one or more rooms | Complete Wi-Fi |
| Internet access during a fixed-line fault | Hybrid Connect |
| Both services with Home Tech Expert visits | Halo 3+ |
| A Mini Hub supplied after a reported fault | Halo 3 Keep Connected Promise |
Complete Wi-Fi starts with one Wi-Fi disc. BT can send up to two more after diagnostic checks. The guarantee applies to a reliable signal in each room of the main dwelling, not 500Mbps in every room, and excludes gardens and outbuildings. A one-off £100 bill credit applies if the promise remains unmet under its conditions.
Hybrid Connect automatically changes compatible equipment to EE 4G when the fixed connection fails. Its maximum is 30Mbps download and 5Mbps upload, subject to the mobile signal and local network use. Digital Voice does not operate through this backup, and some EE TV channels remain available only through their apps until Full Fibre returns.
Halo 3 and Halo 3+ also include Home Tech Expert appointments and mobile benefits. Halo’s price promise applies when the broadband contract is renewed; it does not remove the scheduled annual increase during the minimum term. Compare the extra cost with the services the household will actually use.
How fast is BT Full Fibre 500?
BT Full Fibre 500 offers an average 500Mbps download speed and 73Mbps upload speed. The download is almost seven times faster than the upload.
Download speed
At 500Mbps, the theoretical transfer speed is 62.5 megabytes per second. Networking overheads, the remote server, device storage and other household traffic extend actual transfer times.
| File size | Download time |
|---|---|
| 1GB | 16 seconds |
| 10GB | 2 minutes 40 seconds |
| 50GB | 13 minutes 20 seconds |
| 100GB | 26 minutes 40 seconds |
A game service can restrict its delivery speed, while a console may pause to install or decompress downloaded data. The complete installation can therefore take longer than the figures in the table.
Simultaneous use and gaming
A 4K stream commonly needs 15–25Mbps. Eight such streams would use 120–200Mbps, leaving at least 300Mbps for other activity at the package average. Video calls and online gameplay consume much less bandwidth than large downloads.
Full Fibre 500 is valuable to gamers because it shortens installations and updates, not because an online match needs 500Mbps. Latency, jitter, packet loss, server location and Wi-Fi conditions have a greater influence once the game is running. Use Ethernet for a console or gaming computer when possible.
An unrestricted download can consume most of the connection. If video calls or gaming become disrupted during a large transfer, limit the download speed in the application or schedule it for a quieter time.
Upload speed
The average 73Mbps upload is suitable for multiple video calls, live streaming, cloud photo libraries and regular work-file transfers. Its theoretical maximum is 9.125 megabytes per second.
| File size | Upload time |
|---|---|
| 10GB | 18 minutes 16 seconds |
| 50GB | 1 hour 31 minutes 19 seconds |
| 100GB | 3 hours 2 minutes 39 seconds |
Full Fibre 500 uploads 49% faster than Full Fibre 300, but a symmetrical 500Mbps service completes large uploads almost seven times faster. That difference is important for daily video production, off-site backups or sending very large project files.
Wired and Wi-Fi results
A Gigabit Ethernet test gives the clearest indication of the broadband connection. Use Cat 5e or Cat 6 cable, pause other large transfers, disconnect a speed-limiting VPN and select a capable test server.
A lower result over Wi-Fi usually points to the home network rather than the Full Fibre line. Check whether:
- the device has joined the slower 2.4GHz band;
- walls or floors separate it from the hub;
- the device uses an older Wi-Fi standard;
- neighbouring networks cause interference;
- another device is downloading or uploading heavily;
- a VPN, security application or power-saving setting restricts speed.
The Stay Fast Guarantee measures the connection reaching the BT Hub, not the speed received by an individual wireless device.
BT Full Fibre 150, 300, 500 or 900?
| Plan and average speeds | Best suited to |
|---|---|
| Full Fibre 150 150Mbps download, 30Mbps upload | One or two people, browsing, streaming, home working, online gaming |
| Full Fibre 300 300Mbps download, 49Mbps upload | Families, several 4K streams, video calls, gaming, regular downloads |
| Full Fibre 500 500Mbps download, 73Mbps upload | Larger households, frequent game installations, cloud backups, simultaneous heavy use |
| Full Fibre 900 900Mbps download, 110Mbps upload | Very busy homes, daily large transfers, extensive simultaneous use |
Full Fibre 300 or 500
Full Fibre 500 adds 67% more download capacity and 49% more upload capacity. A 100GB file has an ideal download time of 26 minutes 40 seconds, compared with 44 minutes 27 seconds on Full Fibre 300—a reduction of 17 minutes 47 seconds. A 100GB upload saves 1 hour 29 minutes 28 seconds.
Choose 500 when these large transfers happen regularly or several heavy activities often overlap. Full Fibre 300 is sufficient for most family streaming, home working and gaming.
Full Fibre 500 or 900
Full Fibre 900 downloads 80% faster and increases the upload from 73Mbps to 110Mbps. It saves 11 minutes 51 seconds on an ideal 100GB download, but ordinary browsing, streaming and online gaming will feel similar once each activity already has enough bandwidth.
Compare both plans over the complete minimum term. Full Fibre 900 becomes more attractive when a Reward Card or promotion leaves only a small cost difference; Full Fibre 500 offers better value when it costs considerably less and very large transfers are occasional.
Installation and availability
Openreach Full Fibre had reached 23.4 million premises by July 2026, equal to 68.7% of UK premises. The BT postcode and premises check confirms whether Full Fibre 500 is available at the individual home.
A first Full Fibre order normally requires an engineer to bring fibre into the premises and install an Optical Network Terminal. Smart Hub 3 connects to the ONT by Ethernet, and both units need power. Agree the ONT position carefully because it determines the starting point for the home network.
Customers with a compatible Openreach ONT can usually move from another BT Full Fibre speed through a remote change. An engineer is needed when the fibre, ONT or internal cabling requires installation or repair.
One Touch Switch applies to most residential provider changes, allowing BT to arrange the transfer. If Full Fibre is unavailable, our BT Fibre 1 and Fibre 2 review explains the part-fibre alternatives.
Is BT Full Fibre 500 any good?
Yes. Full Fibre 500 gives larger households substantial download capacity, a useful 73Mbps upload and reliable fibre directly to the home. It is particularly effective for frequent game installations, cloud backups and several high-bandwidth activities occurring together.
Its value depends on the difference in complete contract cost from Full Fibre 300 and 900. Include setup, scheduled March increases and any Reward Card. Paying a small amount above Full Fibre 300 can be worthwhile; paying close to the Full Fibre 900 total weakens the case for 500Mbps.
Smart Hub 3 can deliver the full connection to wired devices and uses dual-band Wi-Fi 6. BT also gives customers access to Digital Voice, EE TV, whole-home Wi-Fi and 4G backup. Plusnet can cost less, EE offers newer Wi-Fi 7 equipment and selected independent networks offer 500Mbps upload speed equal to the download speed.
BT’s fixed-broadband complaint result was statistically comparable with the industry average from January to March 2026; Plusnet and Sky recorded fewer complaints.
Choose Full Fibre 500 when Full Fibre 300 would regularly extend large transfer times or become busy under simultaneous use. Choose 300 for ordinary family use and 900 for daily very large downloads. The 500Mbps plan earns its extra cost when large transfers are frequent and its complete contract price remains clearly below 900.
BT Full Fibre 500 compared with rival packages
The closest alternatives differ more in upload speed, router technology, television options and contract cost than in download performance.
- Plusnet Full Fibre 500
average 500Mbps download and 75Mbps upload speeds. It uses the Openreach network and often costs less, but Hub Two uses Wi-Fi 5 and Plusnet does not offer television packages. - Sky Full Fibre 500
average 500Mbps download and 60Mbps upload speeds. BT has the faster upload, while Sky is more suitable for customers who want Sky television and broadband together. - EE Full Fibre 500
average 500Mbps download and 75Mbps upload speeds with a 425Mbps speed guarantee. Smart Hub 7 Plus adds Wi-Fi 7, giving EE the router advantage. - Virgin Media M500
average 516Mbps download and 52Mbps upload speeds. It downloads slightly faster, while BT has the faster upload and uses fibre for the entire Openreach connection. - Vodafone Full Fibre 500
average 500Mbps download and 68Mbps upload speeds on Openreach. In selected CityFibre areas, Vodafone offers upload speed equal to the 500Mbps download speed.
BT becomes more attractive when its Reward Card improves the complete cost or when Digital Voice, EE TV, Complete Wi-Fi or Hybrid Connect is useful. Plusnet is better for a simpler Openreach service, EE for Wi-Fi 7 and a symmetrical provider for frequent large uploads.
BT Full Fibre 500 FAQs
Is BT Full Fibre 500 excessive for one person?
It usually is when one person mainly browses, streams, joins video calls and plays games online. Full Fibre 150 or 300 can do those activities comfortably. A single user benefits from 500Mbps when 50GB to 100GB downloads, substantial cloud backups or large media-file transfers occur regularly.
Is Full Fibre 500 significantly faster than Full Fibre 300?
It has 67% more download capacity and a 49% faster upload. An ideal 100GB download takes 26 minutes 40 seconds instead of 44 minutes 27 seconds. Web browsing and individual streams will show little change, but large transfers finish sooner and more bandwidth remains available for other users.
Is Full Fibre 900 worth choosing instead of Full Fibre 500?
Full Fibre 900 saves 11 minutes 51 seconds on an ideal 100GB download and raises the upload from 73Mbps to 110Mbps. Choose it for daily large transfers or extensive simultaneous use. Full Fibre 500 is usually sufficient when large downloads are less frequent and its complete contract cost is lower.
Which Full Fibre 500 Stay Fast Guarantee applies?
BT currently publishes 250Mbps download and 10Mbps upload in its general Full Fibre guarantee information, while some sales information for the 500Mbps package displays a 425Mbps download guarantee. The personalised minimum in the order summary and contract applies to that customer, so save a copy before completing the order.
The guarantee measures speed to the BT Hub, not to a wireless device. Report a result below the contracted minimum and complete BT’s fault checks. If BT cannot restore the guaranteed speed within 30 days, the current terms allow the customer to leave without an early termination charge.
Why does a wired Full Fibre 500 test stop near 90Mbps?
A result close to 90–95Mbps commonly means the Ethernet connection has negotiated at 100Mbps instead of 1Gbps. Replace the cable with Cat 5e or Cat 6, try another hub port and confirm that the computer’s Ethernet adapter is set to a 1Gbps link. Then repeat the test with other household traffic paused.
Can Smart Hub 3 deliver 500Mbps over Wi-Fi?
Yes, a capable Wi-Fi 6 device can reach 500Mbps at short range under favourable conditions. The result is not guaranteed and will fall with distance, walls, interference or older wireless hardware. Ethernet remains the clearest way to test the service.
Is the 73Mbps upload suitable for cloud backups and video work?
It is sufficient for video calls, live streaming and routine cloud backups. An ideal 100GB upload still takes 3 hours 2 minutes 39 seconds. Customers sending files of that size every day should compare a provider offering 500Mbps upload speed equal to the download speed.
Can I use my own router with BT Full Fibre 500?
Yes, a compatible router can connect to the Openreach ONT using BT’s required settings. A third-party model can add Wi-Fi 7, more controls or a different mesh system. BT can require Smart Hub 3 to be reconnected for fault diagnosis, and Digital Voice, Complete Wi-Fi or Hybrid Connect can depend on BT equipment.
Does an upgrade from Full Fibre 300 to 500 require an engineer?
Usually not when the premises already has a compatible Openreach fibre line and ONT. BT can change the speed remotely. An appointment is needed only when fibre equipment or cabling requires installation, repair or replacement.
Will the price rise during a 24-month contract?
Current standard BT broadband contracts increase by £4 a month on 31 March each year. Depending on the start date, two increases can occur during a 24-month minimum term. The price can rise again after the minimum term if the customer does not renew or switch, so use the dates and amounts in the order summary when calculating the complete cost.






